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Frank Mercer
  • 61, Male
  • El Cajon, CA
  • United States
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Profile Information

Where are you From?
Dunedin, FL
About Me:
I am currently a C-level executive at ACC Capital Holdings which operates 5 auto finance industry related companies.

Recognized as a sub-prime auto finance industry innovator and thought leader, my ability to propel auto industry related companies to their next level has been a key to my success.

Throughout my career, I have been instrumental in building winning companies. Before founding ACC Consumer Finance (ACC3), I founded CU Lending Solutions, in 2006. CU Lending Solutions is a highly respected lending strategy solutions company to the credit union industry that assists in developing professionals with the personal dedication, capabilities and ethics needed to succeed in today’s indirect auto lending environment.

I have been involved in 3 sub-prime auto finance company start-ups. My first start-up was with American Credit Corporation in 1993. I held the position of SVP, Chief Credit Officer. ACC went public in 1995 and was sold in October 1997 to Household International. My second start-up was founded in 2004 where I was the founding President and COO of ACC Consumer Finance LLC, a leading provider of consumer lo an installment contacts and servicing for the credit union industry. ACC was acquired in February 2007 by CompuCredit Corporation.

From 1993 to 2003, I served as Group Director of National Sales and was the Chief Credit Officer for Household (HSBC) Auto Finance with $14.5 Billion in assets, and was responsible for generating over $450 Million per month in auto dealer installment contracts. I directed branch network operations, designed and implemented innovative sales programs and was responsible for overseeing the activities of 635 employees.

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At 12:27am on January 31, 2018, Sophie Reyer said…

Good Day,

How is everything with you, I picked interest on you after going through your short profile and deemed it necessary to write you immediately. I have something very vital to disclose to you, but I found it difficult to express myself here, since it's a public site.Could you please get back to me on:( for the full details.

Have a nice day

Thanks God bless.


At 3:22pm on May 11, 2008, Stacey Chadwell said…
Welcome Frank!
I'm glad you joined us. Your bio is quite impressive. At some point in the future, I'd love to interview you. I look forward to getting to know you.

Kind regards,


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